List of first home buyer grants in 2025
Getting on the property ladder is challenging, but it might be easier than you think thanks to a range of first home buyer assistance measures.
The federal government offers the First Home Guarantee and Regional First Home Buyer Guarantee, which help eligible first home buyers purchase a property with just a 5% deposit, without needing to pay lender’s mortgage insurance. Also, at some point this year, Help to Buy is expected to launch – this is a shared-equity scheme that will allow buyers to reduce their cost to as little as 60% of the purchase price, by offering the government a stake of up to 40% in the property.
- New South Wales – a $10,000 first home buyer grant and stamp duty discounts for purchases up to $1 million
- Victoria – a $10,000 grant and duty discounts for up to $750,000
- Queensland – a $30,000 grant and duty discounts for up to $800,000
- Western Australia – a $10,000 grant and duty discounts for up to $600,000
- South Australia – a $15,000 grant and duty discounts for up to $700,000
- Tasmania – a $10,000 grant and duty discounts for up to $750,000
- ACT – a duty discount for all purchases
- Northern Territory – a $50,000 grant
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