We offer a wide range of home loans, with over 40 lenders to choose from, including:
In the current economic environment, banks and lenders are regularly revising their loan specifications and releasing new products. We are at the fore-front of a changing market place and we pride ourselves on our ability to respond quickly to these shifts in the market. A mortgage review could save you thousands of dollars per year – give it the time it deserves! We offer this as a complimentary service.
Freshwater Financial Services have a wide range of finance options to assist property investors and owner occupiers achieve the best pricing and structures through a varied panel of commercial lenders. We can offer:
Freshwater Financial Services arranges construction finance for residential, commercial and industrial properties. From home renovations to multi-unit property development, our panel of lenders have a loan to suit your circumstances. Owner builders are also catered for.
Freshwater Financial Services can offer Leasing, Commercial Hire Purchase, Chattel Mortgages and Novated Leases on a range of products including:
In September 2007, amendments were made to the Superannuation Industry Supervision (SIS) Act 1993, allowing for a regulated SMSF to borrow or acquire assets by a third party. Beneficiaries of the superannuation fund are held on trust for the SMSF. An SMSF can now borrow money to acquire property assets up to a maximum of 65% for commercial property and up to 80% on a residential property.
The asset belongs to the superannuation fund and any profits from the sale of the asset can’t be accessed until retirement age.
Talk to us about your SMSF following financial advice from your accountant and legal advice from your solicitor.
Your goals toward financial prosperity are possible. While it may be a common desire of most people, we find that a lot of homeowners struggle to stay on track with reducing their mortgage payments.
We created this FREE short guide to help you attain the freedom that you set out to achieve.
• Practical keys to a fear-free loan
• Make your finances work for you
• Create the lifestyle you want
• Avoid the mistakes most people make