Looking for a Mortgage Broker in Sydney?

Welcome to Freshwater Financial Services

Finding a professional and trustworthy Mortgage Broker to get a home loan can be difficult.

We think things should be easy.

Expert advice is invaluable when you’re facing big financial decisions. Make the most of our knowledge and experience to save yourself time, stress, and money. Tell us your financial needs and we’ll come up with the best solution for you.

A loan that works for you

Aim for a rate cheaper than the banks

Don’t pay us a cent

Why should you use Freshwater Financial Services mortgage broker in Sydney?

We know what it’s like trying to sift through dozens of mortgage and loan options on your own.

Not all banks suit all home-buyers and no one wants to call multiple banks to get different loan rates. Get it all in one visit from a good mortgage broker.

We are well-established mortgage brokers who operate out of Sydney’s Northern Beaches. With over 30 years of experience, we’ve witnessed the ups and downs of interest rate cycles and know how to get you the best deal to make the life you dreamed of possible.

We are licensed and regulated by the highest standards of excellence in the mortgage industry.

Are you in Sydney looking for a home loan or professional mortgage review? Do you feel confused by conflicting information?

Hey, you aren’t alone.

It can be challenging to figure out interest rates, monthly repayments, and borrowing capacity on your own. Because of this, a mortgage broker’s services are so valuable.

Our service provides you access to more than 50 different banks and lending institutions, saving you the time and effort of visiting multiple banks at your own convenience. Our team simplifies the process, educates and advises you, so you feel fully in control of your real estate purchase.

Freshwater Financials has been helping clients understand loan options and started them on the path toward a debt-free future since 1990.

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First home buyers

Our Services - Helping you into the perfect finance solution so you can achieve the lifestyle you've dreamed of.

We acknowledge that there are no “one-size-fits-all” solutions to the diverse needs of most people. By knowing you, understanding your situation and working with both banks and non-bank lenders, we will find the best loan to meet your specific needs. We have over 50 lenders to choose from, so we can find the solution that’s right for you.

Select a service below and get moving on a path to success.

What our clients are saying...

We believe it should be easy to get financed.

Our plan is to get you the best mortgage for your situation.


Get a mortgage review

Click the button below to chat with us about your loan needs


We'll hunt down the best deal

We’ll present some loan options that best suit your goals


Start ahead of the rest

We’ll take care of all the hard stuff so that you can get ahead without stress.

Do you feel that achieving freedom is too impossible?

Your goals toward financial prosperity are possible. While it may be a common desire of most people, we find that a lot of homeowners struggle to stay on track with reducing their mortgage payments.

We created this FREE short guide to help you attain the freedom that you set out to achieve.