We know what it’s like trying to sift through dozens of mortgage and loan options on your own.
Not all banks suit all home-buyers and no one wants to call multiple banks to get different loan rates. Get it all in one visit from a good mortgage broker.
We are well-established mortgage brokers who operate out of Sydney’s Northern Beaches. With over 30 years of experience, we’ve witnessed the ups and downs of interest rate cycles and know how to get you the best deal to make the life you dreamed of possible.
We are licensed and regulated by the highest standards of excellence in the mortgage industry.
“Not only did Denis find us a very competitive home loan, he always made himself available to answer the many questions we had – and we had a few, being complete home buying newbies.
Denis' depth of knowledge, clear communication, and great sense of humour (which had us laughing at times) really made for an enjoyable experience.
If we ever decide to sell up and buy another property— not anytime soon—there's no question who we'll be using.
We can't recommend Freshwater Financial Services enough.
“Denis and the team went above and beyond.
My situation was difficult with many moving pieces, timelines, and multiple parties across various States and Territories.
The whole time I never had to follow up as Denis knew the phone calls and emails to make on my behalf before I even asked.
I would recommend this team over and over again for all your financial needs.
“Denis went out of his way to negotiate a significant reduction in my mortgage interest rate, which, of course, was the perfect outcome for me!
Communication was excellent and the whole process was seamless with a minimal amount of paperwork required.
I'd highly recommend Freshwater Financial Services for your mortgage broking needs.
“Denis was exceptional. He listened, understood and delivered.
We asked for several different options with the mortgage, each time he came back to us with exactly what we asked for and found a provider that could deliver at a competitive cost.
“My financial situation was fairly challenging for most major banks.
Denis worked tirelessly and got me the desired outcome, communicating with me all the way through in plain terms and always explaining every step of the process.
Easily the best broker I've ever come across.
Your goals toward financial prosperity are possible. While it may be a common desire of most people, we find that a lot of homeowners struggle to stay on track with reducing their mortgage payments.
We created this FREE short guide to help you attain the freedom that you set out to achieve.
• Practical keys to a fear-free loan
• Make your finances work for you
• Create the lifestyle you want
• Avoid the mistakes most people make