We think things should be easy.
Expert advice is invaluable when you’re facing big financial decisions. Make the most of our knowledge and experience to save yourself time, stress, and money. Tell us your financial needs and we’ll come up with the best solution for you.
We know what it’s like trying to sift through dozens of mortgage and loan options on your own.
Not all banks suit all home-buyers and no one wants to call multiple banks to get different loan rates. Get it all in one visit from a good mortgage broker.
We are well-established mortgage brokers who operate out of Sydney’s Northern Beaches. With over 30 years of experience, we’ve witnessed the ups and downs of interest rate cycles and know how to get you the best deal to make the life you dreamed of possible.
We are licensed and regulated by the highest standards of excellence in the mortgage industry.
We know what it’s like trying to sift through dozens of mortgage and loan options on your own.
Not all banks suit all home-buyers and no one wants to call multiple banks to get different loan rates. Get it all in one visit from a good mortgage broker.
We are well-established mortgage brokers who operate out of Sydney’s Northern Beaches. With over 30 years of experience, we’ve witnessed the ups and downs of interest rate cycles and know how to get you the best deal to make the life you dreamed of possible.
We are licensed and regulated by the highest standards of excellence in the mortgage industry.
Are you in Sydney looking for a home loan or professional mortgage review? Do you feel confused by conflicting information?
Hey, you aren’t alone. It can be challenging to figure out interest rates, monthly repayments, and borrowing capacity on your own. Because of this, a mortgage broker’s services are so valuable.
Our service provides you access to more than 50 different banks and lending institutions, saving you the time and effort of visiting multiple banks at your own convenience. Our team simplifies the process, educates and advises you, so you feel fully in control of your real estate purchase.
Freshwater Financials has been helping clients understand loan options and started them on the path toward a debt-free future since 1990.
The lenders available are reviewed regularly to ensure that we are able to meet the needs of our customers.
This panel of residential and commercial lenders is made up of top 50 lenders which includes major banks, regional banks, mortgage originators, specialist lenders and specialist lenders.
We strive to maintain a competitive edge in today's crowded mortgage and home loan markets.
Hey, you aren’t alone.
It can be challenging to figure out interest rates, monthly repayments, and borrowing capacity on your own. Because of this, a mortgage broker’s services are so valuable.
Our service provides you access to more than 50 different banks and lending institutions, saving you the time and effort of visiting multiple banks at your own convenience. Our team simplifies the process, educates and advises you, so you feel fully in control of your real estate purchase.
Freshwater Financials has been helping clients understand loan options and started them on the path toward a debt-free future since 1990.
We acknowledge that there are no “one-size-fits-all” solutions to the diverse needs of most people. By knowing you, understanding your situation and working with both banks and non-bank lenders, we will find the best loan to meet your specific needs. We have over 50 lenders to choose from, so we can find the solution that’s right for you.
Select a service below and get moving on a path to success.
“We were complete newbies to buying a home, so we had a lot of questions.
Not only did Denis find us a very competitive home loan, his knowledge and clear communication (as well as humour) made for a really enjoyable experience.
If we buy another property, there’s no question who we’ll be using. We can’t recommend these guys enough.
“My situation was difficult with many moving pieces, timelines, and multiple parties across various States and Territories.
Denis and the team went above and beyond – the whole time, I never had to follow up as Denis had always made the phone calls and emails on my behalf before I even asked.
I would recommend this team over and over again for all your financial needs.
“Denis went out of his way to negotiate a significant reduction in my mortgage interest rate, which, of course, was the perfect outcome for me!
Communication was excellent and the whole process was seamless with a minimal amount of paperwork required.
I'd highly recommend Freshwater Financial Services for your mortgage broking needs.
“Denis was exceptional. He listened, understood and delivered.
We asked for several different options with the mortgage, each time he came back to us with exactly what we asked for and found a provider that could deliver at a competitive cost.
Highly recommended.
“My financial situation was fairly challenging for most major banks.
Denis worked tirelessly and got me the desired outcome, communicating with me all the way through in plain terms and always explaining every step of the process.
Easily the best broker I've ever come across.
Our plan is to get you the best mortgage for your situation.
Click the button below to chat with us about your loan needs
We’ll present some loan options that best suit your goals
We’ll take care of all the hard stuff so that you can get ahead without stress.
Your goals toward financial prosperity are possible. While it may be a common desire of most people, we find that a lot of homeowners struggle to stay on track with reducing their mortgage payments.
We created this FREE short guide to help you attain the freedom that you set out to achieve.
• Practical keys to a fear-free loan
• Make your finances work for you
• Create the lifestyle you want
• Avoid the mistakes most people make